Water, Water Everywhere

Water, Water Everywhere Water. We love it when it’s clean and tasty. We love it when it makes our gardens grow. We love swimming in it or watching it in fountains, waterfalls and oceans. We love water as long as it stays where it’s supposed to be. But that life-giving, cleansing force can be powerful […]

Tips For Buying A New Car

Tips For Being Away For the Holidays Buying a car is a big purchase! Here are the top 10 tips to steer you in the right direction: 1. Do your research ahead of time. Check out vehicle features and compare prices online. Being knowledgeable will help you negotiate and get the best deal. 2. Compare […]

Insurance for Your Home-Based Childcare Business

Insurance for Your Home-Based Childcare Business You’ve properly registered, licensed or certified your home childcare business according to the requirements in your state and are ready to get to work. Before allowing a child to walk (or crawl) into your home, consider a few essentials for your business liability insurance. Liability Coverage The law in […]

How can condo insurance protect you in case of an accident?

Tips For Being Away For the Holidays What Is Condo Insurance? When you purchase a condominium, you want to protect that investment in case of adversity — whether a fire, plumbing catastrophe, liability or theft, to name a few. The condo association should maintain insurance on the building, but it will not deliver all the […]

Moving soon? Here’s a few tips to help the process run smoothly for you.

Moving soon? Here’s a few tips to help the process run smoothly for you. Moving. It can be the best of times. It can be the worst of times. But for better or worse, the average American will change homes 11.4 times during his or herlifetime. Amid the excitement and stress, it’s easy forget that […]

5 DIY Home Renovation Projects That Impact Your Insurance

5 DIY Home Renovation Projects That Impact Your Insurance Thinking about a DIY home improvement project? Maybe a new kitchen or bathroom makeover? If project excites you, you’re not alone. The Home Improvement Research Institute (HIRI) says do-it-yourselfers complete two-thirds of home improvement projects — and spend less than those who depend solely on contractors. […]

Hidden Hazards in your home – How to Identify and Remove them

Hidden Hazards in your home – How to Identify and Remove them A vintage home affords character, imagination in design and unique features not available in homes built today. With that said, homes and apartments built prior to the 1980’s are bound to have some safety elements that are worth investigating and updating for the […]

Inherent Risk vs. Control Risk: What’s the Difference?

Inherent Risk vs. Control Risk: What’s the Difference? Inherent risk and control risk are two of the three parts of the audit risk model, which auditors use to determine the overall risk of an audit. Audit risk is the danger that arises from incorrect company’s financial statements, despite auditors saying that they don’t contain any […]

Take Charge of Breast Health – Breast Cancer Awareness Month

Take Charge of Breast Health – Breast Cancer Awareness Month Breast exams are extremely useful in detecting cancer early. Clinical exams, breast self-exams (BSEs) and mammograms should be completed regularly so that it is possible to determine if there are changes in breast tissue, indicating breast cancer or other potentially harmful conditions. Clinical Exams and […]